At Choctaw Federal Credit Union, we offer many different types of accounts, suiting needs of all different kinds. Check out what we have to offer below:

Savings Accounts

A share savings account offers safety and convenience, with competitive yields and no limitations on deposits and withdrawals. A $25.00 deposit into your Share Account and a $5.00 membership fee establishes your membership and enables you to take advantage of all our other financial services. If you have previously closed an account and would like to reopen, there will be a $10.00 reactivation fee. Savings will allow one free withdrawal per month and additional withdrawal will result in $5.00 each transactions.

Christmas and Vacation Club Accounts

Our Club Accounts allow you to save gradually for any type of annual expense. With regular contributions and competitive dividends, your nest egg will grow quickly and easily. All our savings accounts are insured up to $250,000 by the NCUA, a federal agency.

Christmas Club runs from October 16 to October 15 the following year. A single rate dividend will be declared at the “END” of the Christmas Club year based on an average daily balance. Average daily balance must exceed $100.00 to receive a dividend.  An early withdrawal or closing of the Christmas Club will assess a $20.00 penalty. ***At the time Christmas Club checks are issued, if you have any negative accounts or delinquent loans, we will apply the funds to satisfy the negative account or delinquent loan. 

Share Draft (Checking)

Our Share Draft Checking Accounts give you all the features you want in a checking account, without the fees and hassles you’ll find at other financial institutions.

• $100.00 minimum balance requirements
• No per-transaction fees
• Easy-to-reconcile monthly statements
• $8.00 monthly maintenance fee

Visa Checkcard

This convenient, two-in-one card adds even more convenience to you Choctaw Federal Credit Union membership! Use it as an ATM Card cash advances, balance inquiries, and more, 24 hours a day. Or use it as a debit card for swipe-and-go purchases anywhere, VISA is accepted. It works just like a check – only easier.

Direct Deposit and Payroll Deduction

Money management is simple and automatic with these two services:

Direct Deposit – Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.

Payroll Deduction – This great service lets you specify a portion of your paycheck to be deposited into different accounts, enabling you to save or pay back loans automatically.

Other Services

Free Notary Services